Title February 2024

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Question:

Is it right for a Christian to borrow money—from a bank or another person? And if so, how do we understand verses like Deuteronomy 15:6, which says, “you shall lend to many nations but shall not borrow”?

Answer:

Let’s begin by looking at the Scripture:

Deuteronomy 15:6 
“For the Lord your God will bless you just as He promised you; you shall lend to many nations, but you shall not borrow; you shall reign over many nations, but they shall not reign over you.”

This verse is not a command forbidding borrowing, but rather a promise of blessing. It describes an ideal situation where God’s people live in such abundance and divine favor that they no longer need to borrow—but instead become lenders and leaders.

To understand this better, we need to explore two common reasons why people borrow—and what Scripture and theology say about each.

1. Borrowing Out of Crisis or Necessity

This type of borrowing happens when someone is facing hardship—like loss of income, medical emergencies, or lack of basic needs. In such times, a person may borrow to survive.

The principle in Deuteronomy 15:6 reminds us that when we walk in obedience, God becomes our Jehovah Jireh—our Provider (Genesis 22:14). He does not desire for His children to live in continual financial distress. As Psalm 37:25  says:

“I have been young, and now am old; yet I have not seen the righteous forsaken, nor his descendants begging bread.”

So, if a believer is constantly borrowing just to get by, it may be time to pause and ask God for help and guidance. This could be a spiritual call to grow in stewardship, faith, and trust in God’s provision.

2. Borrowing for Growth, Investment, or Expansion

This is very different. It’s when someone borrows not because of a crisis, but to strategically expand—perhaps in business, ministry projects, or investments.

Scripture does not condemn this kind of borrowing. In fact, even the parable of the talents in Matthew 25:27  implies that investing money with banks for gain is a valid idea:

“So you ought to have deposited my money with the bankers, and at my coming I would have received back my own with interest.”

Borrowing for growth, when done wisely and responsibly, reflects good stewardship. It’s no different than planting seeds expecting a harvest. Many wealthy people—including Christians—use credit or financing not out of lack, but as a tool for multiplication.

What matters is the motive, the stewardship, and the trust placed in God—not the financial instrument itself.

The Bible does not explicitly prohibit borrowing, but it gives strong warnings about debt. For example:

Proverbs 22:7 
“The rich rules over the poor, and the borrower is servant to the lender.”

This verse cautions us that debt can lead to bondage or dependence. That’s why Christians are encouraged to be wise, disciplined, and to seek God’s counsel before taking loans.

Furthermore, the heart of the Gospel is freedom—spiritual and practical. Jesus came to “proclaim liberty to the captives” (Luke 4:18). A Christian should not live in financial bondage, but also should not fear using financial tools when they are used in wisdom and for God-honoring purposes.

So, are Christians allowed to borrow? Yes, but with wisdom and the right heart.

• If you’re borrowing because of constant lack, it may be time to seek God more deeply as your Provider.
• If you’re borrowing to expand, plan wisely, act responsibly, and commit your plans to the Lord (Proverbs 16:3).

Just like selling something isn’t always bad (it depends on why you’re selling), borrowing isn’t always bad—it depends on why and how you do it.

Romans 13:8
“Owe no one anything except to love one another, for he who loves another has fulfilled the law.”

This verse encourages us to live free from financial burdens when possible, but it also places love above all. If borrowing helps you serve God and others more effectively and wisely, it’s not a sin.

May God guide us in all things—especially in our finances.
The Lord is coming.

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What is a pledge, and should Christians give or take one?

In biblical terms, a pledge or collateral is something of value given as a guarantee for a loan. If the borrower fails to repay the debt, the lender may keep or claim that item to recover their loss. This concept is found in several passages of the Old Testament.

1. Biblical Foundations of Pledges

In the Old Covenant (Law of Moses), God allowed pledges but placed clear moral and social boundaries, especially to protect the poor and vulnerable from oppression.

Exodus 22:26-27 
“If you ever take your neighbor’s garment as a pledge, you shall return it to him before the sun goes down. For that is his only covering, it is his garment for his skin. What will he sleep in? And it will be that when he cries to Me, I will hear, for I am gracious.”

Here, God emphasizes that pledges must never be inhumane. Taking someone’s basic needs as security—such as clothing or daily tools—was considered unjust and contrary to God’s gracious character.

Deuteronomy 24:6 
“No man shall take the lower or the upper millstone in pledge, for he takes one’s living in pledge.”

In this verse, taking a grinding stone (a tool for preparing food) was equated to taking someone’s means of survival. This reflects God’s concern for preserving human dignity and livelihood.

Deuteronomy 24:17-18 
“You shall not pervert justice due the stranger or the fatherless, nor take a widow’s garment as a pledge. But you shall remember that you were a slave in Egypt, and the Lord your God redeemed you from there; therefore I command you to do this thing.”

God reminded Israel to treat others with compassion because they themselves had experienced hardship in Egypt. This principle is rooted in God’s redemptive justice—He redeems the oppressed and expects His people to do the same.

2. Can Christians Accept or Give Pledges Today?

Theologically, pledges are not condemned in Scripture—but their use must reflect the New Testament principles of love, grace, and justice.

• If someone who is not a believer or not a family member borrows from you and is able to repay, it’s acceptable to receive a pledge—as long as your goal is not to exploit or pressure them, but to encourage accountability.

Proverbs 11:15 
“He who is surety for a stranger will suffer, but one who hates being surety is secure.”

This verse supports wisdom and caution when it comes to financial agreements with people outside close relationships.

• If the borrower is poor, or in desperate need, it’s best to lend without asking for collateral. Jesus calls us to give generously and without expecting in return.

Luke 6:34-35 
“And if you lend to those from whom you hope to receive back, what credit is that to you? … But love your enemies, do good, and lend, hoping for nothing in return; and your reward will be great.”

This reflects the Kingdom ethic—motivated by love, not profit.

• If the person is your fellow Christian or a blood relative, it’s unwise and unloving to demand a pledge or interest. The New Testament emphasizes brotherly love and mutual care within the body of Christ.

Galatians 6:10 
“Therefore, as we have opportunity, let us do good to all, especially to those who are of the household of faith.”

Romans 12:13
“Distributing to the needs of the saints, given to hospitality.”

3. What If You’re the Borrower?

If you are the one taking the loan, and the lender or institution requires a pledge, it is not a sin to provide one. As long as the purpose is legitimate (e.g., business, family needs, education), and you act in good faith, offering collateral is allowed.

Just remember to avoid entering into oppressive or dishonest agreements. God desires integrity and stewardship in all things.

Proverbs 22:7 
“The rich rules over the poor, and the borrower is servant to the lender.”

This verse reminds us to be cautious with debt and pledges, lest we come under unnecessary bondage.

Biblical Wisdom on Pledges

Pledges were used in both Old and New Testament times—but always with compassion, fairness, and wisdom. While Christians today can still use pledges responsibly, we must never use them to exploit others, especially the poor or fellow believers.

Our actions should reflect God’s justice, mercy, and love—not just financial logic.

Micah 6:8 
“He has shown you, O man, what is good; and what does the Lord require of you but to do justly, to love mercy, and to walk humbly with your God?”

May the Lord bless you as you seek to honor Him in your dealings with others.

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The name Rahab appears in Scripture with two distinct meanings:

1.   As a historical woman—a Canaanite prostitute who played a key role in Israel’s conquest of Jericho.

2.   As a symbolic name—used poetically to describe the nation of Egypt, often portraying it as a proud, chaotic, and defeated force against God.

This dual usage is common in biblical literature. Like how the word “destroyer” (Hebrew: mashchit) can refer to both an angel of judgment (Exodus 12:23) and a human army (Isaiah 16:4), “Rahab” too can represent both a person and a nation.

1. Rahab the Prostitute – A Woman of Faith

Rahab’s story is found in Joshua chapters 2 and 6. She lived in Jericho and worked as a prostitute. Despite her background, Rahab became a central figure in Israel’s history by protecting two Israelite spies who were surveying the city before its conquest.

Joshua 2:1–
“Now Joshua the son of Nun sent out two men from Acacia Grove to spy secretly, saying, ‘Go, view the land, especially Jericho.’ So they went, and came to the house of a harlot named Rahab, and lodged there.”

When the king of Jericho heard about the spies, he ordered Rahab to surrender them:

Joshua 2:3-4–
“So the king of Jericho sent to Rahab, saying, ‘Bring out the men who have come to you…’ Then the woman took the two men and hid them…”

Rahab’s actions were driven by faith. She had heard of God’s mighty works—like the Red Sea crossing—and believed in His sovereignty.

Joshua 2:11 –
“…for the Lord your God, He is God in heaven above and on earth beneath.”

Rahab is a striking example of justification by faith (Romans 5:1) and salvation by grace. Though a Gentile and a sinner, her faith led her to act courageously, making her an ancestor of Jesus Christ (Matthew 1:5). Her story reminds us that God redeems those who turn to Him in faith, regardless of their past.

Hebrews 11:31–
“By faith the harlot Rahab did not perish with those who did not believe, when she had received the spies with peace.”

James 2:25-26 –
“Likewise, was not Rahab the harlot also justified by works when she received the messengers…? For as the body without the spirit is dead, so faith without works is dead also.”

2. Rahab as a Symbol for Egypt

In prophetic and poetic books, “Rahab” is used figuratively to represent Egypt—depicted as a proud, chaotic sea monster that resists God’s will but is ultimately defeated.

Isaiah 30:7 –
“For the Egyptians shall help in vain and to no purpose. Therefore I have called her Rahab-Hem-Shebeth (Rahab Who Sits Still).”

Isaiah 51:9-10–
“…Are You not the One who cut Rahab apart, and wounded the serpent? Are You not the One who dried up the sea…?”

Psalm 89:10–
“You have broken Rahab in pieces, as one who is slain; You have scattered Your enemies with Your mighty arm.”

Job 26:12–
“He stirs up the sea with His power, and by His understanding He breaks up the storm. By His Spirit He adorned the heavens; His hand pierced the fleeing serpent.”

This symbolic use emphasizes God’s supremacy over proud nations and chaotic forces (Psalm 46:10). Egypt, though mighty, could not stand against Yahweh. It’s a reminder that human strength, when opposed to God, is ultimately fragile.

Key Lesson from Rahab: Faith That Saves

Rahab’s life teaches us that true faith is not passive—it moves us to action. Despite her past, Rahab trusted the God of Israel, aligned herself with His people, and was saved. Her story is a powerful testimony of redemptive grace, foreshadowing how Christ welcomes sinners who believe.

Ephesians 2:8-9–
“For by grace you have been saved through faith, and that not of yourselves; it is the gift of God, not of works…”

Romans 3:22–
“Even the righteousness of God, through faith in Jesus Christ, to all and on all who believe.”

Rahab, once a prostitute in a pagan city, became a woman of great faith and is honored in the lineage of Jesus Christ. Her transformation demonstrates the power of faith, repentance, and God’s mercy. Whether used to describe a woman redeemed or a nation judged, the name “Rahab” reminds us of God’s justice—and His grace.

The Lord is Coming!

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In the Bible, an abomination refers to anything that deeply offends God and provokes His righteous anger. The Hebrew word often translated as “abomination” (to‘evah) implies something loathsome or detestable in God’s sight (see Proverbs 6:16-19). It’s not just cultural distaste but a moral and spiritual violation against God’s holy character.

1. Idolatry (Worship of False Gods or Images)

Idolatry was the primary abomination that stirred God’s jealousy (Exodus 20:3-5). It represents a breach of the First Commandment and a rejection of God’s exclusive lordship. Idolatry also introduces spiritual adultery and invites God’s judgment.

Deuteronomy 27:15
“Cursed is the one who makes a carved or molded image, an abomination to the Lord…”

This shows that idol-making and worship are spiritually detestable and bring a curse.

Deuteronomy 32:16-17 
“They provoked Him to jealousy with foreign gods… They sacrificed to demons, not to God…”

The worship of false gods led Israel to forsake the true God and incurred His wrath.

Idolatry violates the covenant relationship with God by substituting the Creator with created things (Romans 1:25).

2. Sexual Immorality—Specifically Homosexual Acts

The Bible condemns same-sex relations as sinful and abominable because they deviate from God’s design for human sexuality, which is intended to reflect the complementary union of male and female in marriage.

Leviticus 18:22 
“You shall not lie with a male as with a woman. It is an abomination.”

Leviticus 20:13 
“If a man lies with a male as he lies with a woman, both of them have committed an abomination.”

These commands affirm the created order and the sacredness of sexual relations within heterosexual marriage (Genesis 1:27-28). Such sins disrupt God’s moral law and community purity.

3. Cross-Dressing (Wearing the Opposite Gender’s Clothing)

God prohibits cross-dressing as it confuses the divinely ordained distinctions between male and female. It represents a rejection of God’s intentional design for gender identity.

Deuteronomy 22:5
“A woman shall not wear anything that pertains to a man… all who do so are an abomination to the Lord your God.”

This command protects the symbolic order God established in creation and guards against moral and social disorder (Genesis 1:27).

4. Defective or Dishonest Offerings

God requires holiness and integrity in worship, including offerings. Sacrificing imperfect animals or bringing offerings gained through sinful means is abhorrent to Him.

Deuteronomy 23:18
“You shall not bring the wages of a harlot or the price of a dog… for both are an abomination to the Lord your God.”

Deuteronomy 17:1 
“You shall not sacrifice… an animal with any defect… for that is an abomination to the Lord your God.”

Worship must be sincere, pure, and respectful. God’s holiness demands that we honor Him with the best, reflecting our devotion (Malachi 1:6-14).

5. The Ultimate Abomination: The Abomination of Desolation

This is a future prophetic event described in Daniel and referred to by Jesus, involving the desecration of the Jerusalem temple by the Antichrist during the end times.

Matthew 24:15 
“Therefore when you see the ‘abomination of desolation,’ spoken of by Daniel the prophet, standing in the holy place…”

This event symbolizes ultimate rebellion against God and signals the beginning of great tribulation before Christ’s return (Daniel 9:27; 2 Thessalonians 2:3-4).

An abomination in Scripture is not merely about cultural offense but about violating God’s holy nature and moral order. Idolatry, sexual immorality, gender confusion, dishonesty in worship, and the prophesied desecration of the temple are all profound offenses to God.

God calls His people to live in holiness, honoring Him in body, spirit, and worship (1 Peter 1:15-16). Recognizing and avoiding abominations aligns us with God’s will and pleases Him.

May the Lord guide and strengthen you to live in His holiness and truth.

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Question: Who was Chemosh, and what spiritual lesson can we learn from him?

Answer:

Let’s begin with Scripture:

Jeremiah 48:46 
“Woe to you, O Moab! The people of Chemosh perish; For your sons have been taken captive, And your daughters captive.”

From this verse, we learn that Chemosh was not a human being but a pagan god worshiped by the Moabites. In ancient times, it was common for each nation to have its own national deity. These deities were considered protectors or spiritual rulers of those lands:

• Israel worshiped the one true God, Yahweh (JEHOVAH) – the Creator of heaven and earth (Genesis 1:1; Exodus 3:14).
• Tyre worshiped Baal.
• Sidon worshiped Ashtoreth.
• The Ammonites worshiped Milcom (also known as Molech).
• And the Moabites worshiped Chemosh.

These were not just cultural symbols—they were considered divine beings, though in truth, they were demons masquerading as gods. As the Apostle Paul later writes:

1 Corinthians 10:20 
“Rather, that the things which the Gentiles sacrifice they sacrifice to demons and not to God, and I do not want you to have fellowship with demons.”

Similarly, in the Old Testament, God also confirms that idol worship is actually the worship of demons:

Deuteronomy 32:17 
“They sacrificed to demons, not to God, To gods they did not know, To new gods, new arrivals That your fathers did not fear.”

God had clearly commanded His people, Israel, not to worship other gods:

Exodus 20:3–5 
“You shall have no other gods before Me. You shall not make for yourself a carved image… you shall not bow down to them nor serve them. For I, the LORD your God, am a jealous God…”

But despite this command, many Israelites—including kings—fell into idolatry. One of the most heartbreaking examples is King Solomon, who turned away from God in his later years and began to worship these foreign gods because of the influence of his foreign wives:

1 Kings 11:7 
“Then Solomon built a high place for Chemosh the abomination of Moab, on the hill that is east of Jerusalem, and for Molech the abomination of the people of Ammon.”

Though Solomon eventually repented, his compromise had lasting consequences. His disobedience opened the door for idolatry in Israel, and even many generations later, the nation suffered for it.

Years later, King Josiah brought reform by destroying the pagan altars Solomon had built:

2 Kings 23:13 
“Then the king defiled the high places… which Solomon king of Israel had built for Ashtoreth the abomination of the Sidonians, for Chemosh the abomination of the Moabites, and for Milcom the abomination of the people of Ammon.”

What Does This Teach Us Today?

Although Chemosh and other idols of the ancient world are not commonly mentioned today, idolatry still exists—but often in more subtle forms. In many cultures, especially across parts of Africa, certain ancestral or tribal rituals closely resemble the idolatrous practices mentioned in the Bible. These often include:

• Worshiping carved images,
• Making sacrifices to spirits or ancestors,
• Offering libations,
• Bowing down to objects or shrines.

In some places, these practices have been blended with Christianity, leading many to unknowingly participate in forms of modern idolatry. This is spiritually dangerous, as Scripture teaches that true worship must be directed only to the Father, through Jesus Christ (John 14:6; John 4:24).

Jesus said:

John 4:24 
“God is Spirit, and those who worship Him must worship in spirit and truth.”

And the Apostle John warned believers:

1 John 5:21 
“Little children, keep yourselves from idols. Amen.”

Other Bible References Mentioning Chemosh:

• Numbers 21:29 – “Woe to you, Moab! You have perished, O people of Chemosh!”
• Judges 11:24 – Jephthah acknowledges Chemosh as Moab’s god in debate.
• 1 Kings 11:7 – Solomon builds a high place for Chemosh.
• 1 Kings 11:33 – God expresses anger at Solomon’s idolatry.
• Jeremiah 48:7 & 13 – God pronounces judgment on Chemosh and Moab’s misplaced trust.

The story of Chemosh is not just ancient history. It’s a clear reminder of the dangers of idolatry, compromise, and mixing truth with error. Whether it’s a statue, ritual, tradition, or even money and fame—anything that takes God’s place in our lives becomes an idol.

Let us return to the Lord in pure and undivided worship, guided by His Word and the Holy Spirit.

The Lord is coming soon. (Revelation 22:20)

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Question: Where is the ancient city of Antioch located today, and what spiritual lessons can we learn from it?

Answer:
The city of Antioch, known today as Antakya, is located in the southern region of modern-day Turkey, near the border of northern Syria.

A City of Great Spiritual Significance

Antioch holds a central place in early Church history. It was the first major city where Gentiles (non-Jews) embraced the gospel of Jesus Christ in large numbers. While the Church began in Jerusalem, it was in Antioch that the followers of Jesus were first called “Christians.” This title wasn’t just a name—it reflected a new identity, one centered on belonging to Christ.

Acts 11:26
“And when he had found him, he brought him to Antioch. So it was that for a whole year they assembled with the church and taught a great many people. And the disciples were first called Christians in Antioch.”

This shows us that Christianity, though born in a Jewish context, quickly expanded into the wider world. The Church in Antioch became a spiritual gateway for the gospel to reach the nations.

Moreover, Antioch was a hub of spiritual activity. It hosted apostles, prophets, and teachers, and was the launching point of Apostle Paul’s first missionary journey—a mission that would eventually bring the gospel to Europe and beyond.

Acts 13:1–2 
“Now in the church that was at Antioch there were certain prophets and teachers: Barnabas, Simeon who was called Niger, Lucius of Cyrene, Manaen… and Saul. As they ministered to the Lord and fasted, the Holy Spirit said, ‘Now separate to Me Barnabas and Saul for the work to which I have called them.’”

Paul and Barnabas, empowered by the Holy Spirit, went out from Antioch as pioneers of global missions. After completing one of their journeys, they returned to Antioch to give testimony of God’s grace:

Acts 14:26 
“From there they sailed to Antioch, where they had been commended to the grace of God for the work which they had completed.”

Grace, Mission, and Perseverance

Antioch teaches us several key lessons:

1. Grace extends to all people.
   Antioch reminds us that the gospel is not limited by culture or ethnicity. As the Apostle Paul later wrote:

   Galatians 3:28 
   “There is neither Jew nor Greek… for you are all one in Christ Jesus.”

2. The Church must be mission-minded.
   The Antioch church didn’t just focus inward. It sent people out to preach the gospel. True spiritual maturity always leads to gospel action.
3. Revival can be lost if not guarded.
   Sadly, today the city of Antioch is mostly Muslim, and only a small number of Christians remain. A place that once birthed spiritual awakening has now become spiritually dark. This is a stark warning to all believers.

   Revelation 3:11 
   “Behold, I am coming quickly! Hold fast what you have, that no one may take your crown.”

4. Spiritual greatness does not guarantee permanence.
   Jesus warned that some who are first may end up last:

   Mark 10:31 
   “But many who are first will be last, and the last first.”

   This applies to churches and nations as well as individuals. A place may begin strong in the Spirit, but without faithfulness, its light can fade.

Recent Tragedy in Antioch

On February 6, 2023, Antioch (Antakya) was struck by a devastating earthquake, one of the deadliest in recent history. More than 55,000 people were killed, and many homes were destroyed. This disaster is a sober reminder of how fragile life is and how vital it is to live with eternity in view.

Hebrews 12:28 
“Therefore, since we are receiving a kingdom which cannot be shaken, let us have grace, by which we may serve God acceptably with reverence and godly fear.”

Antioch stands as both an inspiration and a warning:
A city that once sent missionaries to the world is now in spiritual decline. As believers, we must hold fast to our faith, continue spreading the gospel, and finish our race well.

2 Timothy 4:7 
“I have fought the good fight, I have finished the race, I have kept the faith.”

May God help us to remain faithful and fruitful until the very end.

Shalom.

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