At first glance, it might seem strange that the master was so harsh with the servant who simply returned the one talent he had been given. After all, he didn’t lose it or waste it. So why was he punished so severely?
To understand this properly, let’s take a closer look at the context in Matthew 25:14-15 (NKJV):
“For the kingdom of heaven is like a man traveling to a far country, who called his own servants and delivered his goods to them. And to one he gave five talents, to another two, and to another one, to each according to his own ability; and immediately he went on a journey.”
Let us pay special attention to two phrases: “his own servants” and “delivered his goods to them.”
This parable is not about the master giving gifts to friends or relatives, where profit might not be expected. Instead, he entrusts his own property to his own servants—people under his authority, whose purpose is to work for him. The expectation is clear: they were to manage his wealth in a way that would bring return or increase.
To illustrate, imagine you own a business and hire an employee. You entrust this employee with capital and give him the responsibility of operating the business while you’re away. You return and find that he has done nothing with the resources—you haven’t made any profit, and he hasn’t even tried. Would you be pleased? Of course not. Even if your initial capital is untouched, your expectation of growth was completely ignored. Meanwhile, that employee still expects a salary. That’s a loss, not just a lack of gain.
Similarly, in the parable, the servant was entrusted with a responsibility but failed to act on it. He was unfaithful, not because he committed a crime or squandered the money, but because he did nothing at all. The master says:
“But his lord answered and said to him, ‘You wicked and lazy servant…’” (Matthew 25:26 NKJV)
The master further explains:
“So you ought to have deposited my money with the bankers, and at my coming I would have received back my own with interest.” (Matthew 25:27 NKJV)
In other words, doing something, even something small, would have been better than doing nothing.
Theological Insight:
In the context of the Kingdom of God, this parable illustrates how God entrusts each believer with gifts, abilities, opportunities, and responsibilities—sometimes referred to as “talents” in both literal and symbolic terms. These gifts are not given for personal preservation, but for the service of God and the benefit of others (1 Peter 4:10).
God expects us to use what we’ve been given—whether it’s spiritual gifts, resources, or opportunities—to advance His Kingdom. Failure to do so is not considered neutral—it is considered unfaithfulness.
That’s why Jesus concludes the parable with these powerful words:
“For to everyone who has, more will be given, and he will have abundance; but from him who does not have, even what he has will be taken away. And cast the unprofitable servant into the outer darkness. There will be weeping and gnashing of teeth.” (Matthew 25:29-30 NKJV)
This is a sobering warning: inaction in God’s Kingdom is judged as disobedience. It reminds us that we are stewards of what God has entrusted to us, and we will give account (Romans 14:12, 1 Corinthians 4:2).